How A Budget Will Improve Your Quality Of Life

Make smart use of your hard earned money. Is this email not displaying correctly? View it in your browser. Achieving Perfect Credit I'd like to assist you with achieving perfect credit and maintaining a healthy budget with my credit restoration/consultant services. This is a list of reasons why making a budget and sticking to it will help you. A budget will guide you in the direction you want to be headed in financially. A budget lets you control your money, instead of your money controlling you. A budget will tell you if you're living within your means. A budget will help you meet your savings goals. A budget will free up your spare cash for you to use on the things that matter to you. A budget helps your entire family focus on common goals. A budget helps you prepare for emergencies or unanticipated expenses that may otherwise drain you financially. A budget can keep you out of debt or help get you out of debt. A budget will reveal items you may be spending too much money on. A budget will help you sleep better at night so you don't lie awake wondering how you're going to make ends meet. Help me, help you Priscilla Hammond Licensed Real Estate Agent Independent Credit Consultant 404.503.6562  follow on Twitter | friend on Facebook | forward to a friend  Add us to your address book  view email in browser

JUST SOLD I85/JIMMY CARTER BLVD IN NORCROSS GWINNETT COUNTY GEORGIA

THIS IS A MARKET TRENDS REPORT FROM ONE OF MY RECENT SALES.
THE CONDO HAS 2 BEDROOMS 2 FULL BATHS AND 1 HALF BATH WITH A ROOMMATE FLOOR PLAN
IT'S LOCATED IN A GREAT AREA OF GWINNETT COUNTY CLOSE TO PARKS AND SHOPPING CENTERS.
THE ORIGINAL LIST PRICE WAS $47,500 AND I NEGOTIATED MY BUYER A STEAL OF A DEAL AT $24,000, I'M PROUD & EXCITED TO SAY THAT WAS THE LOWEST SALES PRICE FOR A UNIT IN THAT COMPLEX FOR THE LAST 6 MONTHS, THE NEXT LOWEST WAS $29,900
IT WAS A FORECLOSURE.
IT WAS A CASH SALE THAT CLOSED IN 30 DAYS.
CURRENT MARKET VALUE IS $55,476 AND THE VALUE RANGE IS $45,490-$65,462
MEDIAN HOME VALUE FOR THE ZIP CODE 30093 IS $105,000
THE PERCENTAGE OF FORECLOSURES FOR THE ZIP CODE 30093 WAS 5.5% IN DECEMBER 2010 AND DOWN TO 4% IN NOVEMBER 2011
THE AREA HAS 76% RENTERS AND 24% OWNERS
THIS BLOG POST IS PROVIDED FOR INFORMATION TO HOMEOWNERS IN NORCROSS GEORGIA AND FOR FUTURE HOME BUYERS
TO SEARCH FOR YOUR OWN CONDO/TOWNHOME IN GWINNETT COUNTY GEORGIA CLICK HERE

IF YOU NEED CREDIT RESTORATION OR THE BEST REAL ESTATE AGENT SERVICES, PLEASE CALL
PRISCILLA HAMMOND

404.503.6562

What is FHA Financing?

There are 3 main types of FHA financing, for more details on rates and terms contact a mortgage lender familiar with FHA guidelines.

1. 203 (b) regular FHA loan for homes listed as "IN" insurable on the hudhomestore website.
This means the property doesn't need any required repairs and HUD will insure the loan with the classification of "IN".

2. 203 (b) with repair escrow listed as "IE" insurable with an escrow on the hudhomestore website.
This means the property needs $5,000 or less in repairs to bring it up to FHA's minimum property standards. FHA will insure the loan if the repairs are completed by the Buyer or the Buyer's Agent within 90 days after the closing date.
It is a cost to the Buyer that can be financed with the mortgage loan.
The lender monitors the escrow account and disburses the funds upon satisfactory completion of the repairs.

3. 203 (k) listed as 203k eligible on the hudhomestore website.
This means the home needs more than $5,000 in repairs to bring the property up to FHA's minimum property standards.

4. UI uninsured, this means the property needs more than $5,000 in repairs and is not eligible for an FHA insured loan unless 203k financing can be arranged/approved.

If you're considering buying a home in metro Atlanta GA and need assistance from a great team, call now.

Priscilla Hammond

404.503.6562

MLS listed homes for sale in Georgia